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Mortgage InformationIf you are looking into purchasing your first home or your fifth, there are many factors that go into determining how much you can afford. The best way to find out for sure is to meet with a qualified lender who can check your credit score as well as your debt to income ratio and come up with what you should be able to afford.
There are an assortment of different types of mortgage available depending on your needs and a qualified lender can help you explore your options.
In addition to conventional home loans, there are other options available:
VA Home Loans
South Dakota Housing Development Authority (includes several options, including first time home buyer options)
Please check with a local lender to learn more about your home purchase mortgage options.