Are you looking at Rapid City homes for sale and have finally decided that it’s time to stop looking and buy?
If you are looking at purchasing your first home, there are many factors that go into determining how much you can afford. The best way to find out for sure is to meet with a qualified lender who can give you a better idea of what you may be able to purchase. If you would like, you can call me and I will gladly direct you to an experienced lender. Click here to learn more about the differences between being pre-qualified for a mortgage and pre-approved for a mortgage.
There are also first time home buyer programs in South Dakota that are designed to make it easier to own a piece of the American dream.
South Dakota first time home buyer programs have income requirement guidelines that vary depending on the county that you are in.
More information on first time home buyer programs in South Dakota can be found at the South Dakota Housing Developmental Authority website.
The maximum purchase price for a South Dakota first time home buyer through the South Dakota Housing Development Authority is $250,200.
Why use a Full Time Real Estate Agent?
I am a full time real estate professional. I understand the market and I am ready to do the work to help you find a home. Working with a part time agent can put you at a disadvantage and mean that you are often working around their schedule to view properties. When it comes to buying a home, a home that is priced below fair market value will not last and will be snatched up quickly—typically by someone represented by a full time real estate agent.